Richa Awasthi (Vice President, Credit and Fraud Risk) is responsible for managing New Accounts Credit Risk for 21 International markets at American Express. She has 15+ years of experience in risk management across US and International portfolios in AXP.
In her current role, Richa leads the transformation of credit risk strategies for the International Consumer and Commercial portfolios to drive profitable acquisitions growth.
Richa is known for clearly defining what winning looks like and driving results in close collaboration with multiple partners and stakeholders. To her team and leaders, she is known for her courageous leadership.
Richa joined American Express as a business analyst in December 2008 and spent a decade building models for fraud and credit decisions, before moving into business strategy in 2019. Before American Express, she worked for a year as a marketing analyst with AbsolutData.
She holds a Masters Degree in Business Economics from the University of Delhi.